General Terms & Conditions

The General Terms and Conditions of Bisnode Switzerland Ltd., Urdorf, Switzerland apply to monetas.ch

Read General Terms and Conditions of Bisnode Switzerland Ltd. (New window)

Proof of interest

Recipients of fee-based business information confirm that they have the proof of interest required by law for viewing this data pursuant to Article 13, section 2, part c of the DPA. At the same time they confirm that the requests will only be used for permissible purposes (among other things, taking into account the restrictions within the employment relationship pursuant to Article 328b of the Swiss Code of Obligations). Furthermore, they confirm that they can make this proof of interest available at any time to the responsible regulatory bodies.

Terms of Use for Company Reports

1. Scope

These terms of use regulate the use of the reporting options for Swiss companies made available by Bisnode Switzerland Ltd. (hereinafter referred to as 'Bisnode') on monetas.ch. Minors may only report companies on monetas.ch with the expressed permission of their legal guardians, whereby the guardians assume responsibility for violations of the terms of use.

Bisnode reserves the right to make amendments to the following terms of use for company reports at any time. Where amendments are made, Bisnode shall publish the amendments immediately on monetas.ch. It is the responsibility of the user to understand the current version of the terms of use.

2. Rules of conduct

Libellous contributions or those with racist, discriminatory, sexist or pornographic content, or content promoting violence are forbidden.

Moreover no content may be published which is of a threatening, abusive, harassing, defamatory, vulgar, hateful or in any other way harmful nature or for advertising purposes. Bisnode reserves the right to not publish or to completely remove transgressive contributions without query. Any misuse will be subject to investigation.

Reports which have no connection to the reported company, as well as reports that were apparently submitted under a false name or by a false account, will also not be published.

3. Responsibilities of the user

The users themselves shall be responsible for all content provided by them.

Users shall be aware that any information disclosed by them may be made public and is accordingly not of a private nature. Bisnode therefore advises users not to disclose any personal details within the context of the textual report.

The users shall particularly undertake not to publicise any content which contravenes the valid Swiss legal process and/or the rights of third parties (including their personal rights).

In addition the users shall refrain from offering and providing links to the following content:

  • Content which, according to a decision by Bisnode with regard to general moral values and obligations, is considered obscene, abusive, defamatory, offensive, pornographic, harassing, racist, xenophobic or otherwise objectionable;
  • Content which serves as advertising for third parties.

Users shall grant Bisnode indemnity from liability for any recourse, legal disputes, damage claims and other complaints and claims hereto, which third parties could introduce or submit in connection with the provision of their report.

4. Transfer of rights

Users hereby expressly permit that their recorded company reports may be seen by other visitors to the website. Users grant Bisnode all temporally, spatially and materially unrestricted, non-exclusive rights for the use of the company reports provided.

Bisnode may also use the company reports in other products and services outside of monetas.ch. The company reports may also be embedded as a link on external websites or be made available via upload on third party websites (e.g. Facebook, Google+ etc.).

Content made public by users may be found on search engines; Bisnode has no influence on the deletion of content from search engines.

5. Liability limitations

Content provided by users do not represent the opinions of Bisnode. Accordingly Bisnode shall bear no responsibility for the content communicated by users. Bisnode shall bear no responsibility for loss of data and/or for other damages to users or third parties arising from use of the service. Bisnode shall bear no responsibility for the functional capability of and compatibility with the hardware used by the user. The users shall themselves be responsible for the hardware they use.

6. Personal data of the users/Registration

Registration on the part of the user is required for the provision of company reports on monetas.ch. They are obliged to keep their login details (password etc.) confidential and not available to third parties. Users shall be responsible for all actions taken under the use of their login details.

The users shall ensure that the personal data provided are truthful and complete. Therewith users also declare themselves aware that their details will be registered on Bisnode and saved electronically.

Incomplete registration and false information shall lead to the rejection of users. The users shall be obliged to keep their personal details accurate and up to date. Amendments to contact details (relocation, new email address etc.) shall be communicated to Bisnode immediately. Bisnode reserves the right to delete any incorrect details.

When handling these data, Bisnode shall adhere to the existing legal regulations.

7. Security of data

Bisnode offers no guarantee for the security or archiving of data from recorded company reports.

8. Indemnification

All users shall be bound to hold Bisnode harmless from any liability and from all obligations, expenses and claims arising from damages due to defamation, libel, personal rights violations, due to the failure of services to the users, due to the violation of immaterial goods or other rights. The users shall bear the costs arising from legal representation hereto against third parties for the defence and pursuit of rights on behalf of the service or its employees and/or third parties.

Liability / content

The content of these web pages is maintained with the greatest possible care. Nevertheless, we do not assume any liability whatsoever for their content; subject to misprint, errors and alterations. This content is copyrighted.

We do not accept any liability for the contents of external links. The contents of the linked web pages are the sole responsibility of their respective operators.

Data protection

This website uses Google Analytics, a web analysis service by Google Inc. (“Google”). Google Analytics uses so-called “cookies”, i.e. text files that are stored on your computer and allow an analysis of your use of this website. This information about your use of this website generated by the cookie (including your IP address) is sent to a Google server in the USA and stored there.

Google will use this information in order to analyse your use of this website, to compile reports on the website activities for the website operators and to provide further services that are related to the use of this website and the Internet. In addition, Google may pass on this information to a third party, where this is statutory or where a third party processes this data on behalf of Google. Google will never link your IP address with other data by Google.

You can prevent the installation of the cookies by changing the relevant settings of your browser software; we would like to point out, however, that if you do so, you may not be able to use all of the functions of this website to their full extent. By using this website you accept and agree to Google processing the data collected in the aforementioned manner and for the aforementioned purpose.

Information on interest-based online advertising

At this point, we would like to inform you comprehensively about the issue of usage-based online advertising. Our Internet offer, or rather our website on which you currently are, is marketed by advertising distributor Goldbach Audience (Switzerland) AG. The advertisements on the websites marketed by Goldbach Audience (Switzerland) AG is optimised for you and targets forecast interests based on the anonymous collection and processing of your user behaviour data. As the user you benefit from receiving advertisements that better meet your interests, as well as from the fact that, on the whole, less randomly distributed advertising is delivered. In order to collect your user behaviour, a cookie is stored on your computer. Cookies are small text files that are stored on your computer’s hard drive and that facilitate recognition, but do not allow any identification of your person.

Which data is collected?

We collect information about your activities on this website (e.g. surfing patterns, sub-pages of the Internet offers you visit, clicked advertising banners, etc.). As, pursuant to the prevailing legal norms, it cannot be completely ruled out that the collected data allows an indirect reference to your person, all usage data is stored in anonymised form in order to prevent any personal identification. The IP address of your computer, which is transmitted for technical reasons, is fully anonymised by an independent third party and will not be used for the controlled display of advertisements. If you do not wish to receive any usage-based advertisements, you can opt out of the data collection by clicking on the following link: http://www.youronlinechoices.com/ch-de/

In general, you can prevent the storage of cookies on your hard drive by selecting ""Block cookies"" in your browser settings. You can also set your browser so that it will ask your permission each time before setting a cookie. Finally, you can delete any cookies that have been set at any time. Please refer to your browser manufacturer’s instructions of for further details on this procedure. If you do not accept cookies, this may in individual cases lead to functional restrictions of these web pages. Please note that if you delete cookies, you will have to reactivate the opt-out link.
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