Swiss data protection

Since over 170 years, Bisnode collects information about companies and develops products and services that help customers to make critical decisions. Today, Bisnode is one of the world's leading providers of credit, marketing and purchasing services. As a leading company in the information industry, Bisnode put data protection measures into practice decades ago. The applicable regulations and in particular the Swiss Data Protection Act are taken into account for all Bisnode information services. Our customer service implements requests for information as well as changes and deletions of entries consistently and quickly within the legal framework. Here you will find Bisnode's Privacy Policy.

Confidentiality and security measures

Bisnode takes the best possible technical, contractual and administrative steps to prevent unauthorised access to personal data. Bisnode employees are obliged to treat the confidential and personal data of Bisnode or its customers that are accessible to them during their employment with the utmost confidentiality and not to pass them on to third parties. Bisnode employees are also responsible for the internal security of this data. On some Bisnode pages different technologies are used to further secure this information.

Newsletter & company monitoring

Newsletter

Newsletters are only sent to our customers and interested parties upon explicit request. In each newsletter we provide a way to correct, update or remove information provided by recipients. Users who no longer wish to receive our newsletter can unsubscribe from the distribution list under the link "Unsubscribe from newsletter".


Company monitoring

Company monitoring is a free service of monetas and informs users about important changes in the monitored company. The monitoring of a company can be started by activating the service by entering the e-mail address; if the user is not logged in, an opt-in e-mail with a confirmation link is sent to verify the e-mail address. Company monitoring can be managed or deactivated in the administration area after logging in to monetas.ch (account/monitoring).

Data transfer for the purpose of payment processing

Bisnode uses the data you provide to fulfil and process your orders. Depending on which means of payment you choose during the ordering process, Bisnode will forward the payment data collected for this purpose to the credit institution commissioned with the payment and, if applicable, to the payment service provider commissioned by Bisnode to process the payment. In some cases, the selected payment service providers also collect this data themselves when you create an account there. In this case, you must log in to the payment service provider with your access data during the ordering process. In this respect, the data protection declaration of the respective payment service provider shall apply.

Identity and credit check for purchase on account

If you decide for one of the payment options of our partner Billpay GmbH, you will be asked in the ordering process to agree to the transmission of the data necessary for the handling of the payment and an identity and credit check to Billpay. If you give your consent, your data (first and last name, street, house number, postal code, city, date of birth, telephone number) and the data in connection with your order will be transmitted to Billpay.

For the purpose of its own identity and credit check, Billpay or partner companies commissioned by Billpay shall transmit data to credit agencies and receive information from these agencies and, if applicable, creditworthiness assessments on the basis of mathematical-statistical procedures, in the calculation of which address data, among other things, are included. Detailed information on this and on the credit agencies used can be found in the data protection statement of Billpay GmbH.

In addition, Billpay may use third party tools to detect and prevent fraud. Data obtained with these tools may be stored by third parties in encrypted form so that they can only be read by Billpay. Only if you select a payment method of our cooperation partner Billpay, this information will be used, otherwise the data will expire automatically after 30 minutes.

Cookies

Bisnode uses so-called cookies on various pages to make visiting our website attractive and to enable the use of certain functions. You can adjust the settings of your browser so that you are informed about the setting of cookies and can decide individually whether to accept them or to exclude the acceptance of cookies in certain cases or in general. If cookies are not accepted, the functionality of our website may be restricted.

Web analysis

Google Analytics

This website uses Google (Universal) Analytics, a web analysis service provided by Google, Inc. Google (Universal) Analytics uses methods that enable the analysis of your use of the website, such as so-called "cookies", text files that are stored on your computer. The information generated about your use of this website will usually be transmitted to and stored by Google on servers in the United States. By activating IP anonymisation on this website, the IP address is shortened before transmission within the member states of the European Union or in other contracting states of the Agreement on the European Economic Area. Only in exceptional cases is the full IP address transmitted to a Google server in the USA and shortened there. The anonymous IP address transmitted by your browser as part of Google Analytics is not merged with other Google data. You can prevent Google’s collection of the data generated by the cookie and related to your use of the website (including your IP address) and the processing of this data by Google by downloading and installing the available browser plug-in.

As an alternative to the browser plug-in, you can click this link to prevent Google Analytics from collecting data from this website in the future. An opt-out cookie is stored on your end device. If you delete your cookies, you must click the link again.


NET-Metrix

The reach of this website is measured in Switzerland and Liechtenstein by the Swiss company NET-Metrix AG. We have programmed our offer in such a way that your use is recorded by a NET-Metrix counting server (located in Switzerland). It tries to differentiate you from other users by means of a code set by it (e.g. a permanent cookie). This makes the statistics more meaningful. NET-Metrix does not know who you are and not even if you participate in the online surveys conducted by NET-Metrix from time to time (you will be chosen randomly). You may refuse the use of cookies by selecting the appropriate settings of your browser. However please note that if you do this you may not be able to use the full functionality of this website. But it is never about the individual user; NET-Metrix statistics are anonymous. NET-Metrix creates the range measurements and statistics on its own responsibility. It also uses service providers in Europe for this purpose. Please visit https://www.net-metrix.ch/ueber-uns/datenschutzerklaerung for more information about what NET-Metrix does with your data and how.

Social media plug-ins

Facebook

So-called social plug-ins ("plug-ins") of the social network Facebook, which is operated by Facebook Inc., 1601 S. California Ave, Palo Alto, CA 94304, USA ("Facebook"), are used on this website. The plug-ins are marked with a Facebook logo or the addition "Social plug-in from Facebook" or "Facebook social plug-in". An overview of the Facebook plug-ins and their appearance can be found here.

If you call up a page of our website that contains such a plug-in, your browser establishes a direct connection to the Facebook servers. The content of the plug-in is transmitted directly from Facebook to your browser and integrated into the page. Through this integration, Facebook receives the information that your browser has called the corresponding page of our website, even if you do not have a Facebook profile or are not logged in to Facebook. This information (including your IP address) is transmitted directly from your browser to a Facebook server in the USA and stored there.

If you are logged in to Facebook, Facebook can immediately assign your visit to our website to your Facebook profile. If you interact with the plug-ins, for example by pressing the "Like" button or commenting, this information is also sent directly to a Facebook server and stored there. The information will also be published to your Facebook profile and displayed to your Facebook friends.

The purpose and scope of the data collection and the further processing and use of the data by Facebook as well as your rights in this regard and setting options to protect your privacy can be found in Facebook's Data Policy.

If you do not want Facebook to associate the data collected via our website directly with your Facebook profile, you must log out of Facebook before visiting our website.


Twitter

Our website uses so-called social plug-ins ("plug-ins") of the micro-blogging service Twitter, which is operated by Twitter Inc., 1355 Market St, Suite 900, San Francisco, CA 94103, USA ("Twitter"). The plug-ins are marked with a Twitter logo, for example in the form of a blue "Twitter bird".

If you call up a page of our website that contains such a plug-in, your browser establishes a direct connection to the Twitter servers. The content of the plug-in is transmitted directly from Twitter to your browser and integrated into the page. Through the integration Twitter receives the information that your browser has called the corresponding page of our website, even if you do not have a profile on Twitter or are not currently logged in to Twitter. This information (including your IP address) is transmitted directly from your browser to a Twitter server in the USA and stored there.

If you are logged in to Twitter, Twitter can assign your visit to our website directly to your Twitter account. If you interact with the plug-ins, for example by pressing the "Twitter" button, the corresponding information is also transmitted directly to a Twitter server and stored there. The information will also be published to your Twitter account and displayed to your contacts.

The purpose and scope of the data collection and the further processing and use of the data by Twitter as well as your rights in this regard and setting options to protect your privacy can be found in Twitter's Privacy Policy.

If you do not want Twitter to associate the data collected via our website directly with your Twitter account, you must log out of Twitter before visiting our website. You can also completely prevent the Twitter plug-ins from loading with add-ons for your browser, e.g. with the script blocker "NoScript".

Information on interest-based online advertising

At this point we would like to provide you with comprehensive information on the subject of use-based online advertising. Our internet offer or our website, which you are currently visiting, is marketed by the advertising marketer Goldbach Audience (Switzerland) AG The advertising on the websites marketed by Goldbach Audience (Switzerland) AG is optimised for you by the anonymous collection and processing of your usage behaviour and aligned to predicted interests. As a result, you as a user benefit by receiving advertising that is more in line with your areas of interest and by delivering advertising that is less randomly scattered overall. A cookie is stored on your computer to record your usage behaviour. Cookies are small text files that are stored on the hard drive of your computer and enable recognition, but do not allow identification of your person.

Information about your activities on this website is collected (e.g. surfing behaviour, visited sub-pages of the internet offers, clicked advertising banners, etc.). Since it cannot be completely excluded that the data collected may contain an indirect personal reference, all usage data is stored anonymously so that personal identification is excluded. The IP address of your computer transmitted for technical reasons is completely anonymised by an independent third party and is not used for the controlled insertion of advertisements. If you no longer wish to receive usage-based advertisements, you can object to this by clicking on the following link and deactivating the data collection ("opt-out"): http://www.youronlinechoices.com/ch-de/

In general, you can prevent cookies from being saved on your hard drive by selecting "do not accept cookies" in your browser settings. You can also set your browser so that it asks you whether you agree before setting cookies. Finally, you can also delete cookies that have been set at any time. How all this works in detail can be found in the instructions of your browser manufacturer. If you do not accept cookies, this may lead to functional limitations of the websites in individual cases. Please note that if you delete a cookie, you will also need to reactivate the opt-out link.

Contact

According to the Federal Data Protection Act (DPA), you have the right to free information about your stored data (Art. 8 DPA) and the right to correction (Art. 5 Para. 2 DPA). In addition, you can request the deletion of your data (insofar as these are no longer required for contract processing) and their blocking.

If you have any questions regarding the procurement and processing of your personal data or if you have any questions regarding information or correction, the customer service of monetas is at your disposal. Requests for information and for blocking or deletion may also be addressed to the competent body in electronic form.

DSGVO

  • At monetas.ch, we take privacy and the handling of personal data very seriously. Among other laws, our activities are subject to the General Data Protection Regulation (DSGVO), one of the strictest data protection laws worldwide. We work continuously with the data protection supervisory authorities.
     
    Find out more here

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